Sarah: Hey, Mark! Have you ever thought about making a budget?
Mark: Hi, Sarah! Not really, I'm not sure where to start.
Sarah: Well, it's all about keeping track of your money. First, you jot down all your expenses.
Mark: Like groceries, rent, and bills?
Sarah: Exactly! Then, you categorize them. For example, groceries would go under 'Food & Dining'.
Mark: Got it. How do you decide how much to spend on each category?
Sarah: That's where budgeting comes in. You assign a portion of your income to each category based on priorities.
Mark: Sounds logical. But what if I overspend in one category?
Sarah: It happens! That's why you review your budget regularly and adjust accordingly. Maybe cut back on non-essentials if needed.
Mark: Makes sense. I'll give it a try. Thanks for explaining, Sarah!
Sarah: No problem, Mark! Let me know if you need any help setting it up.
Accuse